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Specialist Property Finance

Auction Finance Liverpool

Secure the winning bid at your auction with our fast efficient bridging finance service. In some cases we can complete in up to 48 hours.

Speak to the Auction Team: 0151 272 1314

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Introduction to Auction Finance

Liverpool is known for strong rental yields and a high concentration of Victorian and Edwardian terraced housing, backed by significant regeneration around the docks in the Baltic Triangle and Ropewalks, and a large student population across its two universities. That backdrop shapes the auction market in Liverpool too, and auction finance gives buyers here the speed to complete within the tight, typically 28-day deadlines that auction purchases demand — whether you're bidding through Sutton Kersh, Venmore or another local auction house on a renovation project or a ready-to-let investment.

Auction Finance Calculator

Benefits of Auction Finance

Speed and Certainty

Auction properties often require fast completion, with strict deadlines for payment (typically 28 days).

Flexible Loan Repayments

Auction Finance offers the ability to repay in flexible payments. Both monthly and rolled up payment options are available with bridging finance.

Access to Bigger Opportunities in Liverpool

Auction finance gives buyers access to bigger opportunities not normally available with traditional mortgages.

Auction Companies in Liverpool

Sutton Kersh Auctions

2 Cotton St, Liverpool

L3 7DY

Auction Website

Venmore Auctions

8-10 Allerton Road, Liverpool

L18 1LN

Auction Website

Auction Finance – Frequently Asked Questions

How quickly can auction finance complete?

In some cases we can complete in as little as 48 hours, and every application is structured around the tight, typically 28-day completion deadline that UK property auctions require.

What can auction finance be used to buy?

Any legitimate auction purchase, including properties needing renovation, ones that are currently unmortgageable, or investment properties you plan to let out once work is complete.

How much can I borrow to buy at auction?

We arrange auction finance from £25,000 up to £20 million and beyond, depending on the property and the lender.

What happens once the auction bridging loan ends?

Most buyers either sell the property, refinance onto a standard mortgage, or move onto a Bridge to Let arrangement once the property is ready to be tenanted.

Is auction finance regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.

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