
Unlock additional funding opportunities with our specialised second charge bridging loans.
We have whole of the market access allowing us to find our customers the best possible deal.

Second charge bridging loans offer a flexible and accessible solution for borrowers seeking additional capital secured against their property. Whether you're looking to fund home improvements, consolidate debts, or seize investment opportunities, second charge bridging loans provide a versatile financing option that leverages the equity in your property.
Second charge bridging loans allow borrowers to maximize their borrowing potential by leveraging the equity in their property to secure additional funding.
With second charge bridging loans, borrowers can access flexible financing options tailored to their specific needs, providing quick access to capital.
Avoid disrupting existing mortgage arrangements with second charge bridging loans, providing a seamless solution for accessing additional funding.
Second charge bridging loans allow borrowers to tap into the untapped equity in their property, providing access to additional funds for a variety of purposes.
With quick application processes and expedited funding, second charge bridging loans offer a streamlined approach to accessing capital.
Unlike traditional refinancing options, second charge bridging loans allow borrowers to maintain their current mortgage arrangements.
A short-term loan secured behind an existing mortgage on the same property. The existing lender keeps first charge, and the bridging lender takes second charge.
It lets you raise funds from a property's equity without disturbing an existing mortgage — useful when that mortgage has a good rate or early repayment charges.
Usually yes. Most second charge lenders require consent from the first charge holder, and we help manage that process.
No. We only arrange second charge bridging secured on investment, commercial or semi-commercial property — never on a property that is or will become your or your family's home.
No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.