Understand what actually makes up the cost of a bridging loan, so you can compare offers properly and budget with confidence.
We have whole of the market access allowing us to find our customers the best possible deal.
Bridging loans are priced monthly rather than as an annual rate, which reflects their short-term nature — but that also means the headline rate is only part of the picture. The total cost typically includes the monthly interest rate, an arrangement fee (usually a percentage of the loan), valuation fees, legal costs for both you and the lender, and sometimes an exit fee.
We always talk you through the full cost breakdown for any offer before you commit, not just the headline rate, so there are no surprises later.