From a light cosmetic refresh to a heavy structural refurbishment, our bridging finance can fund the works as well as the purchase.
We have whole of the market access allowing us to find our customers the best possible deal.
Refurbishment bridging loans are designed for buying a property that needs work before it can be sold, mortgaged conventionally, or let out. Lenders typically split refurbishment into two tiers: light refurbishment, covering cosmetic works like a new kitchen or bathroom that don't need planning permission or building regulation sign-off, and heavy refurbishment, covering structural work, extensions or a change of use.
Funds are usually released in stages, with an initial advance to complete the purchase followed by drawdowns against the works as they're carried out — helping keep your cash flow under control throughout the project.
Borrow against the property's value after the works too, not just its current condition, increasing what you can raise.
Release funds as the project progresses, rather than tying up all your capital from day one.
Ideal for investors buying, refurbishing, renting and refinancing, with a clear route to exit onto a standard mortgage.
