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Bridging Finance

Probate Bridging Loans

Access funds against an inherited property before probate completes or the property is sold, with our probate and inheritance bridging finance.

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Bridging Finance for Inherited Property

Inheriting a property doesn't always mean inheriting quick access to its value — probate can take months, and beneficiaries are often left waiting before they can sell, refurbish, or release any equity. A probate bridging loan lets you borrow against the inherited property, either to cover costs such as inheritance tax, to fund a refurbishment before sale, or simply to access some of the value sooner.

We work with lenders who are comfortable lending during probate, including cases where probate has been granted and cases still in progress, subject to the right legal safeguards.

When Probate Bridging Finance Helps

Cover an Inheritance Tax Bill

HMRC often expects inheritance tax to be paid before probate is granted — a bridging loan can cover this without a forced quick sale.

Refurbish Before Selling

Fund improvements to an inherited property to achieve a better sale price, repaying the bridge once it sells.

Release Value to Beneficiaries

Access some of the property's value sooner, rather than waiting for probate and sale to fully complete.

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