Contact
Specialist Property Finance

Social Housing & Vulnerable Tenant Mortgages

Buy to let mortgages specifically designed to suit the needs of vulnerable tenants and housing associations.

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Overview of Social Housing and Vulnerable Tenant Mortgages

Discover our tailored mortgage solutions crafted to meet the unique needs of landlords looking to house tenants who fall into the vulnerable tenants category.

We understand the importance of providing stable and affordable housing options for individuals and families with complex needs. Through our extensive range of mortgage products, we aim to empower landlords by ensuring access to whole of the market fit for purpose mortgages.

Importance of Social Housing Mortgages

Terms and Conditions

The terms and conditions of most standard Buy to Let Mortgages will not allow landlords to house vulnerable tenants.

Sleep at Night

Sleep at night with peace of mind that your mortgage is fit for purpose.

Doesn't need to Break the Bank

Our competitive social housing mortgages are both competitive and compliant allowing you to make the profits needed to succeed.

Our Approach to Vulnerable Tenant Mortgages

Tailored Financing Solutions

We offer specialised mortgage products tailored to the unique needs of landlords looking to house vulnerable tenants.

Empowering Community Organizations

We collaborate with social housing providers, community organisations, and government agencies to develop innovative financing solutions.

Commitment to Accessibility

Our commitment to accessibility ensures that all individuals have access to safe, affordable, and inclusive housing options.

Social Housing & Vulnerable Tenant Mortgages – Frequently Asked Questions

Can I use a standard buy-to-let mortgage to house vulnerable tenants?

Usually not. The terms of most standard buy-to-let mortgages don't allow landlords to let to vulnerable tenants or housing associations.

What is a vulnerable tenant mortgage?

A buy-to-let mortgage designed for landlords housing vulnerable tenants or letting to housing associations, social housing providers or community organisations.

Why does the right mortgage matter for social housing?

Letting on terms your mortgage doesn't permit can breach the lender's conditions. A specialist mortgage keeps your lending compliant with how the property is actually let.

Are social housing mortgages regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.

Send us Message