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Bridging Finance

Day Rate Bridging Finance

Efficiently meet short-term funding needs with our specialised day rate bridging finance solutions.

Bridging Loan
Rates and costs

We have whole of the market access allowing us to find our customers the best possible deal.

Monthly interest rates from
0.55% per month
for loans under £1 million
0.49% per month
for loans over £1 million

Introduction to Day Rate Bridging Finance

Day rate bridging finance offers a flexible and accessible solution for borrowers seeking short-term funding for various commercial and residential projects. Whether you're looking to purchase a property at auction, carry out refurbishments, or fund a new development, day rate bridging finance provides the immediate capital you need to seize opportunities and overcome financial hurdles.

Benefits of Day Rate Bridging Finance

Immediate Access to Funds

Day rate bridging finance provides borrowers with quick access to capital, allowing them to seize time-sensitive opportunities without delay.

Flexible Repayment Options

Unlike traditional loans with fixed repayment terms, day rate bridging finance offers flexible repayment options, allowing borrowers to repay the loan.

No Minimum Term

With no minimum loan term, borrowers have the freedom to repay the loan as soon as their financial situation allows.

Eligibility and Requirements

To qualify for day rate bridging finance, borrowers typically need to meet simple eligibility criteria and provide documentation such as proof of identity, income, and property ownership.

Our support team have a wealth of experience in day rate bridging products and will hold your hand though every step of the application.

Our Day Rate Bridging Finance Solutions

Customized Financing Packages

Our experienced team works closely with borrowers to design financing packages that align with their project requirements and financial circumstances.

Competitive Interest Rates

We continually monitor market trends and leverage our expertise to offer interest rates that are not only competitive but also tailored to meet your financial goals.

Expert Guidance

Our team of seasoned bridging experts bring years of experience and industry knowledge to the table.

Quick Access to Funds

With our day rate bridging finance solutions, you can access funds quickly and efficiently.

Day Rate Bridging Finance – Frequently Asked Questions

What is a day rate bridging loan?

A bridging loan where interest is calculated daily rather than monthly, so you only pay interest for the exact number of days the loan is outstanding.

Is there a minimum term on a day rate bridging loan?

No. Day rate bridging has no minimum term, so you can repay as soon as your exit — a sale or refinance — completes without paying for unused months.

When does day rate bridging make sense?

It suits short, predictable gaps — such as completing on an auction purchase while a refinance or sale is already lined up — where repaying within weeks rather than months is likely.

What do I need to apply?

Typically proof of identity, details of the property being used as security, and a clear exit strategy. Lenders may also ask for proof of income or property ownership.

Is day rate bridging finance regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.

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