Secure the primary legal charge on your property with a first charge bridging loan, our most straightforward and competitively priced bridging option.
We have whole of the market access allowing us to find our customers the best possible deal.
A first charge bridging loan is secured against a property with no existing mortgage or borrowing, meaning our lender takes the primary legal charge. Because the lender is first in line to be repaid if anything goes wrong, first charge bridging tends to come with the most competitive rates and the widest choice of lenders.
This is the most common form of bridging finance, used for everything from onward property purchases to short-term cash flow needs, and is usually the quickest type of bridge to arrange.
With the lender in the strongest security position, first charge bridging loans typically attract the best rates in the bridging market.
Because it's the most common form of bridging security, we have access to the broadest panel of lenders for first charge deals.
With no existing charge to work around, first charge bridging loans are often the quickest to get approved and drawn down.