No kitchen, no working bathroom, or structurally unsound? Standard mortgages won't touch it — our bridging lenders will.
We have whole of the market access allowing us to find our customers the best possible deal.
A property missing a working kitchen or bathroom, without a functioning heating system, or affected by significant structural issues is usually classed as uninhabitable and unmortgageable by high street lenders. This is exactly the gap bridging finance fills — funding the purchase so you can carry out the works needed to bring the property up to a standard where it can be refinanced or sold conventionally.
Properties stripped back for renovation, or never fitted out, are still viable security for the right bridging lender.
Subsidence, damp, or significant disrepair can often still be funded, subject to survey and a clear works plan.
We can help arrange finance to purchase and repair properties affected by fire, flood or other damage.
