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Specialist Property Finance

Navigate the property market confidently with our specialized finance solutions tailored to your real estate goals.

Buy to Let Mortgages

Maximize your investment potential with our tailored buy-to-let finance solutions, backed by whole of market lending access.

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Development Finance

Realise your development ambitions with our tailored finance solutions for residential, commercial and mixed-use projects, driving growth and success.

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Developer Exit Finance

Secure smooth transitions with our specialised finance solutions designed for developer exits, freeing up capital once your project completes.

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Construction Finance

Build with confidence using our tailored construction finance solutions, ensuring seamless funding from groundworks through to completion.

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New Build Developer Loans

Empower your new build projects with our specialised developer loans, tailored for success from design through to completion.

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Social Housing and Vulnerable Tenant Mortgages

Buy-to-let mortgages specifically designed to suit the needs of vulnerable tenants and housing associations.

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HMO Finance

The HMO market is a specialist one — we help you understand the rules and regulations before taking the plunge into House in Multiple Occupation lending.

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Sipp and Sass Mortgages

Maximise retirement savings with our specialised mortgages tailored for SIPP and SSAS clients looking to hold property within their pension.

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Auction Finance

Explore our auction finance solutions designed to provide quick and flexible financing for property purchases at auctions...

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Commercial Bridging Finance

Commercial bridging finance serves as a strategic financial tool for businesses looking to seize opportunities and navigate time-sensitive...

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Bridge to Let

Unlocking opportunities in the rental market requires flexibility and speed, which is where Bridge to Let financing comes in...

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How Does Bridging Finance Work?

New to bridging finance? A plain-English guide to how it works, from application to repayment...

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Specialist Property Finance – Frequently Asked Questions

What is specialist property finance?

Specialist property finance covers lending that high street banks don't usually offer or can't arrange quickly enough — including auction finance, bridge to let, HMO and buy-to-let mortgages, development and construction finance, and commercial bridging.

Who is specialist property finance for?

Property investors, landlords, developers and businesses buying or refinancing investment, commercial or semi-commercial property, including limited companies and SPVs.

Why use a broker for specialist property finance?

Many specialist lenders only accept packaged applications from brokers. We have whole-of-market access, so we can compare lenders on rate, fees, loan-to-value and speed rather than offering a single product.

Is specialist property finance regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We never lend against a property that is or will become the borrower's or their family's home.

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