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Specialist Property Finance

Residential Bridging Finance

Seamlessly bridge residential property transactions with our tailored finance solutions.

Quote line: 07825 812999

Introduction to Residential Bridging Finance

Residential bridging finance serves as a vital tool for individuals and investors navigating property transactions. Whether you're a homeowner looking to upgrade to a new property or an investor seeking to capitalize on lucrative opportunities, residential bridging finance provides the flexibility and agility needed to bridge the gap between buying and selling properties.

Benefits of Residential Bridging Finance

Swift Property Purchases

Residential bridging finance enables buyers to secure funds quickly, allowing them to capitalize on time-sensitive property opportunities.

Flexible Repayment Options

Our flexible repayment terms provide borrowers with temporary financial relief, allowing them to repay the loan in full once their existing property is sold.

Unlocking Property Potential

Residential bridging finance empowers property investors to seize lucrative investment opportunities by providing immediate access to capital.

Our Residential Bridging Finance Solutions

Tailored Financing Packages

We offer customized residential bridging finance packages tailored to meet the specific needs and objectives of each borrower.

Competitive Interest Rates

Our competitive interest rates ensure that borrowers can access affordable financing solutions that minimize borrowing costs.

Expert Guidance and Support

Our team of experienced professionals is dedicated to providing expert guidance and support throughout the loan process.

Residential Bridging Finance – Frequently Asked Questions

What is residential bridging finance used for?

Most commonly to buy a new home before an existing property has sold, avoiding a broken chain, but also for renovation, probate, or any situation where you need to complete faster than a mortgage allows.

How long can a residential bridging loan run for?

Terms typically range from a few weeks up to 24 months, depending on your repayment ('exit') plan.

How much can I borrow?

We arrange residential bridging loans from £50,000 up to £50 million, secured against residential property.

What counts as a valid exit strategy?

Usually the sale of your existing property or refinancing onto a standard residential mortgage — we'll discuss what's realistic for your situation before recommending a loan.

Is residential bridging finance regulated by the FCA?

No. Raise Commercial Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated commercial and investment property finance only. We only arrange bridging finance secured against property that is not, and will not become, the borrower's or their family's home.

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